Terms of Use

Please read these Terms of Use before using our website IPAO Online Store (“Site”), our IPAO Online Store software and/or our Services (defined below) so that you are aware of your legal rights and obligations with respect to IPAO Online Store (“IPAO Online Store”, “we”, “our” or “us”. Your use of the web site http://irewards.club/ipao/my/constitutes your agreement to abide by these Terms of Usage. If you do not agree to be bound by all of these Terms of Use, do not access or use the Service. The materials contained in this website are protected by applicable copyright and trade mark law. 

1. Services 

The Services comprise a platform that provides you with retailer virtual storefronts from which you can select goods for picking, packing by IPAO Online Store Assistant (“Picker”) and IPAO Online Store Delivery Crew (“Rider”) to your location or, if available, for you to pick up in-store. When you use the Services, you authorize the purchase and delivery of those products from the outlets you select. IPAO Online Store will obtain a credit card authorization for your credit card on file with us to cover the cost of the goods you have purchased from the outlets and any separate delivery fees, and your card will be charged for the goods purchased by you and any applicable fees.

2. Nonexclusive License 

IPAO Online Store hereby grants you a nonexclusive, non-transferable, limited right to access, use and display the Site and the materials provided hereon, provided that you comply fully with these Terms and Conditions of Use. Access to and use of portions of the Site are limited to persons that become subscribers to or members of the Site. You agree not to reproduce, copy, modify, adapt, translate, publish, display, communicate, transmit, broadcast, distribute, sell, trade, exploit or use for any commercial or other purposes, any portion of, or any access to: a. any Service; b. the Site or App; c. any materials, information, news, advertisements, listings, pricing, data, input, text, songs, audio, video, pictures, graphics, software, blogs, forums, message boards, broadcasts, comments, suggestions, ideas and other content, that is made available on or via the Site, App or Services (collectively, “Content”), except, to the extent permitted, with the prior written consent of IPAO Online Store or unless expressly permitted in these Terms of Use. You agree not to interrupt, or attempt to interrupt, the operation of the Site in any way. You may not advertise or solicit on the Site without our express written permission.

3. Account Information 

To access certain parts of the Site, App or Services, you will be required to sign-up for an account with IPAO Online Store (“Account”) and select a user name ("User Name"), (“Email”) and password ("Password"). You will be asked to provide a Password upon registration, this Password must be kept confidential and must not be disclosed or shared with anyone. You will be responsible for any purchases and activities that are submitted under this Password. You shall be bound by and responsible for all communications and online activity transmitted or conducted through the use of your Account. IPAO Online Store shall have no responsibility or liability for any loss, damage, cost, expenses, or liabilities arising as a result of or in connection with the wrongful or fraudulent use of your Account. Please provide accurate, complete, and up-to-date information required for your Account. You may at any time change or update your Account information. Where a delivery address is associated with multiple Account(s) without our written authorisation, or fraudulent or wrongful use of an Account is detected or suspected, we reserve the right to refuse, suspend or terminate registration of individual and corporate member immediately at our discretion.

4. Orders, Pricing & Payments 

Please find out if IPAO Online Store delivers to your area, IPAO Online Store will only process and accept orders within our delivery coverage.

a. Orders All orders made by you shall be deemed to be an offer made by you to purchase the selected product(s) and quantities set out in your order upon these Terms of Use. All orders shall be subject to acceptance by IPAO Online Store. Processing of payment for an order shall not in itself constitute acceptance of the order by IPAO Online Store provided that where an order for any product(s) is rejected or cancelled by IPAO Online Store, any payment made for such order shall be reversed or refunded by IPAO Online Store in accordance with our prevailing refund policy at such time. All orders made by you are subject to stock availability. IPAO Online Store reserves the right to cancel, amend or reject your order in whole or in part, at any time and without liability or compensation, where any product is out of stock, damaged or spoilt, or unavailable for any other reason. IPAO Online Store reserves the right to limit your order or the quantity of a particular product you may order.

b. Product Information, Pricing and Payment IPAO Online Store endeavours to provide you with accurate and up-to-date pricing, product and promotional information. However, pricing or typographical errors may occur from time to time and we do not guarantee that the pricing, images, product description, or other product or promotional information provided will be accurate, reliable, current, error-free, updated, or complete. You agree that IPAO Online Store shall not be liable for any errors in the pricing and product or promotional information listed on our Site, App or through our Services. The price to be paid by you shall be based on our prevailing selling price at the time we receive your order, which may or may not be correctly reflected on the Site, App or through our Services. If a product offered by IPAO Online Store itself is not as described, your sole remedy is to return it in unused condition. If the actual price of any item ordered by you is higher than that reflected on the Site, App or through our Services, IPAO Online Store will inform you and you will be given an option to confirm or cancel your purchase of such item based on the correct price. By confirming your purchase, you authorise IPAO Online Store to charge the additional amounts to you. If you elect to cancel the purchase, we will reverse or refund payment for such item in accordance with our prevailing refund policy at such time. If we are unable to contact you, we will treat your order in respect of the incorrectly priced item as cancelled. The final price will be the price on the day the goods are picked for collection / delivery. Where the actual price of any product is dependent on its weight (“Weighed Item”), we will provide an estimate of the price based on indicated weight and our current prevailing rates at the time of checkout. The actual weight and related price of the Weighed Item will be made known to you at the time of delivery. All product prices are shown in Malaysia Ringgit (MYR) and are inclusive of Goods and Services Tax. Prices of products may change from time to time and any promotional discounts or offers may also be withdrawn at any time without notice. In the event of any shortfall in payment, we reserve the right to charge you for the additional amounts; and in the event of any overpayment, we will reverse or refund the excess amounts paid for such item in accordance with our prevailing refund policy at the time of delivery.

c. Payment for all orders shall be made in Malaysia Ringgit (MYR). We accept payment for orders by Cash, MasterCard and Visa only. IPAO Online Store is unable to accept paper checks, food stamps, or third-party coupons. By placing your order, you authorise us to transmit information or to obtain information about you from third parties from time to time and this may include verification checks involving your debit or credit card number or credit reports in order to authenticate your identity, to validate your credit card, to obtain an initial credit card authorisation, to protect you and us from fraud, and to enable us to arrange delivery of your order to your nominated delivery address. IPAO Online Store will not process orders that attempt to use an incorrect, expired, or over-the-limit credit card. We will make our best efforts to contact you if this occurs. However, in the event such an order is processed, IPAO Online Store reserves the right to collect funds for any uncollected transactions owed to it. If you fail to pay any fees or charges when due or if a redelivery or restocking fee is imposed, IPAO Online Store may charge such amount directly to the credit card identified in your Customer Account Information and IPAO Online Store may suspend or terminate your access to IPAO Online Store services. You shall be responsible and liable for any fees, including attorneys’ fees and collection costs, that IPAO Online Store may incur in its efforts to collect any unpaid balances from you. Your right to use the IPAO Online Store services is subject to limits established by IPAO Online Store and/or by your credit card issuer.

5. Delivery/Order Amendment 

IPAO Online Store will only deliver your order to the front door at the stated delivery address. In an event where IPAO Online Store has been notified to leave your order on your doorstep, IPAO Online Store delivery address/contact details made between submission of order and delivery date, customers are to update IPAO Online Store at least an hours prior to delivery. No amendment to an order is allowed once order is processed. To add items, kindly create a second order prior to delivery and inform us via email here. All amendments if agreed to surcharge or cancellation of deliveries must be confirmed via a reply through email.

6. Order Cancellation 

The Customer may cancel the order up to the point in time via email before IPAO Online Store process the order. After which, there would be a cancellation charge of RM 9 imposed for each order cancelled. No cancellation charges will be imposed if customer provides us with the cancellation or amendment details at least one (1) day prior to the agreed delivery timing. 

7. Promotions, Voucher Codes and other Privileges and Programmes 

From time to time, IPAO Online Store may introduce promotions, vouchers, offers, contests, surveys, privileges and other programmes, subject to additional terms and conditions, which can be found on the Site and are hereby incorporated by reference into these Terms of Use. Promotions, vouchers, offers, contests, surveys, privileges and other programmes are only valid for the time period specified by IPAO Online Store and while stocks last basis. No compensation or cash will be offered in the event that a promotion is no longer in stock. The following terms shall apply to the use of credits, vouchers, coupons and codes (“Voucher Codes”): a. Each Voucher Code is only eligible for a single use and is only valid for the time period specified by IPAO Online Store b. Voucher Codes may only be redeemed by purchasing certain products from IPAO Online Store during the applicable validity period c. Voucher Codes cannot be used in conjunction with any other promotion, voucher, coupon, code or offer, including but not limited to discounted sale items, unless otherwise stated. d. Voucher Codes cannot be refunded, redeemed or exchanged for cash. e. Resale, transfer and sharing of Voucher Codes are strictly prohibited. In spite of the above, gift vouchers, if offered by IPAO Online Store, may be purchased by you and given to others. f. No reproduction, alteration, adaptation, tampering, distribution, publication, broadcast or other communication or dissemination of Voucher Codes is allowed. g. Voucher Codes are non-replaceable if lost, stolen, destroyed, duplicated, tampered with or otherwise misappropriated or fraudulently used. h. IPAO Online Store reserves the right to verify the validity of any Voucher Code and to declare null and void and charge full price for items purchased, any Voucher Code that in our opinion has been stolen, duplicated, tampered with, or which is suspected to have been misappropriated or fraudulently obtained or used. IPAO Online Store’s decision on all matters relating to promotions, discounts, Voucher Codes and other privileges is final and binding. IPAO Online Store reserves the right to discontinue any promotions, vouchers, offers, contests, surveys, privileges and other programmes at any time without notice or liability.

8. Products 

We have made every reasonable effort to display as accurately as possible the colours and images of our products that appear at the store. We cannot guarantee that your computer monitor's display of any colour will be accurate. We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or Services that we offer. All descriptions of products or product pricing are subject to change at any time without notice, at our sole discretion. We reserve the right, at our sole discretion, to discontinue any product at any time. Any offer for any product or Services made on this Site is void when it is prohibited by law. We do not warrant that the quality of any products, Services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Services will be corrected.

9. Exchange, Return and Refunds 

Should there be discrepancies in items received, kindly send us an email here or reach us at our hotline, 05-311 9363. All issues must be reported within three (3) working days of receiving the Products. Refunds for Product purchased under promotional offer will be based on the terms of the promotional price. Any special requests from customers for refunds and exchanges may require physical visit to IPAO Online Store, after agreed and arranged between customers and IPAO Online Store Regrettably, gift items are non-exchangeable. This applies to hampers and all items purchased for a third party's consumption. Discrepancies will be dealt in the following manner: a. If any Product proves to have been delivered in a damaged/defective condition or wrong items delivered, we can exchange the Products/refund Please contact Customer Service. b. If additional/wrong or damaged Products are delivered, IPAO Online Store reserves rights to collect the Products from customer. c. If items are wrongly or short delivered by mistake, IPAO Online Store reserves the rights to refund difference or supply the correct/short delivered item. Please contact Customer Service. d. If item is damaged, IPAO Online Store reserves the rights to request for photo evidence. To request exchange item, please bring the products to the outlet from where you placed your order. When you exchange the product, you must also bring the original receipt, original packaging, tags, labels, accessories and complimentary gifts that come with it. Exchanged products must be in the condition you received them and in the original box and/or packaging. If you are not satisfied with your purchase, within 7 days from the purchase date, we will fully refund the cost of your order. To request for a refund, please bring the products to the outlet from where you placed your order. When you return the product to us, you must also bring the original receipt, original packaging, tags, labels, accessories and complimentary gifts that come with it. Returned products must be in the condition you received them and in the original box and/or packaging. Our Customer Service will issue Credit Voucher with the same amount as the item exchanged or Customer Service will exchange the item with the same item as per Customer’s request. Customer can then shop as usual. Customer Service reserves the right to reject the items that are not under Refund Policy. The items will be returned to Customer and exchange request is void.

10. Third Party Links 

Third-party links on our Site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties. We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please ensure that you review the third-party's policies and practices and make sure you understand them before you engage in any transaction. Any complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.

11. Intellectual Property 

The copyright, patents, trademarks, registered designs and all intellectual property rights in the Services, the Site, the App and all Content shall vest in and remain with IPAO Online Store and its licensors. Consent is granted to view, electronically copy, and print in hard copy portions of the Site for the sole purpose of placing an order with IPAO Online Store for your use. You may not modify, reproduce, copy or distribute any of the content on IPAO Online Store for commercial purposes without our prior consent. You acknowledge that IPAO Online Store and/or third-party content providers remain the owners of such material (collectively "content") and that you do not acquire any of those ownership rights by downloading copyrighted material. IPAO Online Store reserves the right to revoke this authorization at any time, and any use shall be discontinued immediately on written notice from IPAO Online Store.

12. User Comments, Feedback And Other Submissions 

If you send certain specific submissions (on this website including without limitation, ideas, know-how, techniques, questions, reviews, comments, and suggestions) without a request from us, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), these will be treated as non-confidential and non-proprietary, and we shall have the royalty-free, worldwide, continuous, unchangeable and transferable right to use, copy, distribute, display, publish, perform, sell, lease, transmit, adapt, create derivative works from such posting or submissions by any means and in any form, and to translate, modify, reverse-engineer, disassemble, or recompile such posting and/or submission. We may, but are under no obligation to, monitor, edit or remove content that we determine, in our sole discretion, is unlawful, offensive, threatening, libellous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Use. By sending and/or posting your comments, you agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libellous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You agree to not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party. 

13. Errors, Inaccuracies And Omissions Occasionally there may be information on our Site, in the Services and/or Content that contain typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Site, Services, Content or on any related website is inaccurate at any time without prior notice to you. We undertake no obligation to update, amend or clarify information in the Site, Services, Content or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Site, Services, Content or on any related website should be taken to indicate that all information in the Site, Services, Content or on any related website has been modified or updated.

14. Disclaimer Of Warranties; Limitation Of Liability 

IPAO Online Store do not guarantee, represent or warrant that your use of our Site, Services and/or Content will be uninterrupted, timely, secure or error-free. We do not warrant that the results that may be obtained from the use of our Site, Services and/or Content will be accurate or reliable. You agree that from time to time we may remove our Site, Services and/or Content for indefinite periods of time or cancel our Site, Services and/or Content at any time, without notice to you. Your use of, or inability to use, our Site, Services and/or Content is at your own risk. This site and all information contained herein is provided on a "as is" without any implied or express warranty including of any implied warranty as to title, quality, merchantability, fitness for purpose, or non-infringement. Before acting on the information found on IPAO Online Store website, you may wish to confirm the facts that are important to your decision making. Product information on our website may be different from information on the products for a variety of reasons including such things as merchants’ updates and changes. IPAO Online Store reserves the right to change or update information on any product on IPAO Online Store at any time without prior notice. IPAO Online Store will not be held responsible for any damages or loss of Products after delivery. The Customer shall not use the Product in any manner and/or for any purpose for which they are unsuited for and shall be responsible for using all necessary skill and care in handling and using the Product. The Customer expressly agrees that IPAO Online Store assumes no obligation or liability for any advice or information given with the Products and IPAO Online Store assumes no responsibility for any inaccuracy or misstatement of any such information. The Customer assumes all risks connected with the use and storage of the Product.

15. Security & Privacy 

IPAO Online Store recognises the importance of keeping your personal information and data secure and private. Please do not submit any personal information or data without first reading our Privacy Policy which explains our data use and privacy practices in detail.

16. Suspension and Termination 

You agree that IPAO Online Store has the right in its sole and absolute discretion and without notice or liability to restrict, suspend, or terminate your access to all or any part of the Site, App or Services; and/or terminate, deactivate or suspend your Account, delete your Account and all related information and files in your Account, without assigning any reason. Without prejudice to the generality of the above, IPAO Online Store reserves the right to deactivate your Account if it has been inactive for a period of 10 years or more, or if you are in breach of any of our Terms of Use.

17. Modification of Terms of Usage 

IPAO Online Store reserves the right to revise these Terms and Conditions of Usage at any time by updating this posting. Your continued use of the Site constitutes your agreement to comply with such revisions, so you should visit this page from time to time. Certain provisions of these Terms and Conditions of Usage may be superseded by expressly designated legal notices or terms on particular pages of the Site or in separate written agreements between JIPAO Online Store and you.

18. Indemnification 

You agree to indemnify and hold IPAO Online Store and its parent companies, subsidiaries, affiliates, officers, directors and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Site, violation of these Terms and Conditions of Usage, or the infringement by you, or any other user of your member name, of any intellectual property or other right of any person or entity.

19. Applicable Laws 

IPAO Online Store operates the Site from its office in Ipoh, Malaysia and makes no representations that materials in the Site are appropriate or available for use in other locations. Access to the Site from any territory where the content is illegal is prohibited. If you choose to access the Site from other locations, you do so at your own risk and are solely responsible for compliance with any and all applicable laws, rules and regulations. The display of the Site alone does not subject IPAO Online Store to any specific jurisdiction. You may not use or export any of the Site materials in violation of Malaysian export laws and regulations. Any claim related to the use of the Site or to the Site materials shall be governed by, construed and enforced in accordance with the Malaysian laws as applied to agreements made and to be performed entirely therein. Any action brought to in connection with the Site or Site content shall be brought in the courts with jurisdiction in Malaysia.


Thank you for using IPAO Online Store! We are committed to providing you the best online shopping and delivery experience possible. We are also committed to protecting your personal information in accordance with Personal Data Protection Act 2010 (“PDPA 2010”). This Privacy Policy explains how we use, disclose, and protect the personal information we collect. We respect the confidentiality of your personal information and will make reasonable security arrangements to ensure that all personal information in our possession or control is kept in a safe and secure manner, and to prevent unauthorized access and use of your personal information. This Policy applies whether you access IPAO Online Store through a browser, through a mobile app, or through any other method.


We collect information when you:

  • use our services;
  • browse our website;
  • engage with us through social media; or
  • access our website through a mobile device;
a. Traffic Data Collected

We automatically track and collect the following information when you visit our Site: (i) IP address; (ii) domain server; (iii) type of computer or handheld device; (iv) type of web browser; (v) mobile identification number; and (vi) telecommunications carrier (collectively "Traffic Data"). Traffic Data is anonymous information that does not personally identify you but is helpful for marketing purposes or for improving your experience on our Site.

b. Personal Information Collected

In order for you to make an order, we may require or request that you provide us with information that personally identifies you. Personal Information may include: (i) Contact Data (such as your name, mailing and e-mail addresses); (ii) Financial Data (such as your account number); and (iii) Demographic Data (such as your postcode, age, income, hobbies or affiliations). ). If you communicate with us by e-mail, any information provided in such communication may be collected as Personal Information or Demographic Data, or a combination of both Personal Information and Demographic Data.

c. Automatic Information Collected

This information includes your browser type, IP address, and the pages you visit. This information is collected for analysis and evaluation in order for us to improve our website, our mobile applications, and the products and services which we provide. This information will not be used in association with your personal information. For example, like many web sites, we use "cookies," and we obtain certain types of information when your web browser accesses the Site. "Cookies" are alphanumeric identifiers that we transfer to your computer's hard drive through your web browser to enable our systems to recognize your browser and to provide features to you. A number of companies offer utilities designed to help you visit web sites anonymously. Although we will not be able to provide you with a personalized experience at our Site if we cannot recognize you, we want you to be aware that these tools exist. When you are using your handheld device, we are able to identify you by your mobile identification number, a unique identifier that is assigned to your handheld device by your telecommunications carrier. Your mobile identification number enables us to recognize your handheld device and provide personalized features to you.

d. Information from Other Sources

To improve the personalization of our services on the Site (for example, providing subject specific content or special offers that we think will interest you), we might receive information about you from other sources and add it to our account information. We also sometimes receive updated delivery and address information from other sources so that we can correct our records and deliver your next communication more easily.


We may use the information we collect for various purposes, including to:

  1. Provide the IPAO Online Store service to you, improve the quality of the service, and develop new products and services;
  2. Allow your Shop Assistant (which means those that shop for and/or deliver the order for you, including our retail partner and their employees/agents where applicable or our third-party providers) to choose your items at a retailer site, deliver your items to you, and/or call or text you with any updates or issues;
  3. Charge you for the purchase and delivery costs through one or more payment processing partners;
  4. Offer you customized content (including advertising, coupons, and promotions);
  5. Understand how users interact with our service as a whole in order to test new features or changes in our features, and improve the services for everyone;
  6. Provide customer service, respond to your communications and requests, and contact you about your use of IPAO Online Store (Note: You can opt-out of receiving promotional communications from IPAO Online Store by using the settings on the Account Info page).

IPAO Online Store is a platform that presents you with retailer virtual storefronts from which you can select goods for picking, packing and delivery by individual Shop Assistant(s) to your location or, if available, for you to pick up in-store. In order to make this work, we need to share information about you and your order with the other parties who help enable the service as follows:

  1. IPAO Online Store Assistant

    IPAO Online Store Assistant and authorized consultants and/or contractors may have access to user information, but only if necessary in the normal course of IPAO Online Store business. In order to allow you to use our services at multiple participating retailers, we will store past delivery information to create a “profile” so that such information does not need to be entered each time you make: (a) a subsequent purchase from a participating merchant that you have previously purchased from; or (b) a purchase from a participating merchant that you have not purchased from before.

  2. Participating Retailers and Third-Party Service Providers

    We engage with participating retailers and other companies and individuals to perform functions using our technologies and services and/or on our behalf. Examples include hosting our website, fulfilling orders, delivering packages, analysing data, providing marketing assistance, processing credit card payments, and providing customer service. They have access to personal information needed to perform their functions, but may not use it for other purposes.

  3. Business Transfers

    In some cases, we may choose to buy or sell assets. In these types of transactions, user information is typically one of the business assets that is transferred. Moreover, if IPAO Online Store, or substantially all of its assets, were acquired, user information would be one of the assets that are transferred.

  4. Lawful Disclosure

    We reserve the right to disclose your information as required by law and when we believe that disclosure is necessary to protect our rights or to protect the rights, property, or safety of our employees, contractors or customers, our users, or others and/or to comply with a judicial proceeding, court order, or legal process served on our website

  5. With Your Consent

    Except as noted above, we will contact you when your personal information is shared with third parties or used for a purpose incompatible with the purpose(s) for which it was originally collected, and you will be able to opt out to prevent the sharing of this information.

  6. Enable purchase of alcohol
  7. When you buy alcohol using IPAO Online Store we may be required by law to share certain information with the retailer who makes the sale. This information could include, among other things, the names and addresses of the purchaser and recipient, state ID information, the quantity, brand, price, proof, and volume of alcohol purchased, and a recipient signature.

As we continue to develop our business, we might sell or buy sites, companies or assets. In such transactions, Traffic Data and Personal Information generally is one of the transferred business assets. Also, in the event that IPAO Online Store, or substantially all of its assets are acquired, Traffic Data and Personal Information will, of course, be one of the transferred assets. We will, without specific or further notice to you, release your Traffic Data and Personal Information when we believe such disclosure is appropriate to: (a) comply with law or a court order or other legal process; (b) protect the rights, property or safety of IPAO Online Store, the Site, our users or others; or (c) enforce our Terms and Conditions of Usage.


We have included security measures on the Site to protect against the loss, misuse and alteration of the information within device. Be sure to sign off when finished using a shared computer or one that is otherwise our control that you provide to us. It is important to protect against unauthorized access to your password and to your computer or handheld accessible to third parties. Be sure to log off and turn off any handheld devices when they are not in use or under your control.


You must promptly notify us if your user name or password is lost, stolen or used without permission. In such an event, we will cancel that user name or password and update our records accordingly.


The Site may from time to time contain links to other Web sites. We are not responsible for the privacy practices or the content of such Web sites.


We reserve the right, at any time and without notice, to add to, change, update or modify this Privacy Policy, simply by posting such change, update or modification on the Site. Any such change, update or modification will be effective immediately upon posting on the Site. This policy may change from time to time and any revised Policy will be posted at this page, so we encourage you to review it regularly. If we make changes, we will notify you by revising the date at the top of this Policy and, in the case of materials changes to the Policy, we may provide you with additional notice (such as a notice in our user interface or sending you a notification by email).